Rabinek & Associates is one of the nation's leading debt recovery firms, operating with strict FDCPA compliance across all 50 states. We resolve outstanding accounts with professionalism, respect, and legal integrity.
A legacy of professional, ethical, and legally compliant debt recovery across the United States.
Founded in 1987 by William J. Rabinek, Rabinek & Associates has grown from a regional collections firm into one of the most respected financial recovery organizations in the United States. With over three decades of experience, we have built our reputation on three core principles: professionalism, compliance, and results.
We offer a full range of professional debt recovery services tailored to creditors and consumers alike.
Early-stage debt recovery with high contact rates and consumer-friendly resolution strategies. We engage respectfully and within legal guidelines.
When necessary, our in-house legal team escalates accounts through proper legal channels while maintaining full compliance at every step.
We work directly with consumers to establish manageable payment arrangements and settlements that resolve accounts efficiently.
Specialized medical collections with sensitivity protocols, HIPAA compliance, and patient-centered communication approaches.
Dedicated recovery programs for banks, credit unions, and fintech companies with custom reporting and portfolio management.
Advanced location services using proprietary databases and licensed investigators to locate consumers who have relocated.
Making a payment is fast, secure, and easy. Our online portal is available 24/7 and accepts all major payment methods. You may also be eligible for a settlement or payment plan.
With six strategically located offices, Rabinek & Associates provides coverage across the continental United States.
225 W Washington St, Suite 2900
Chicago, IL 60606
Mon–Fri: 8AM–7PM CT
1251 Avenue of the Americas, Suite 3400
New York, NY 10020
Mon–Fri: 8AM–6PM ET
500 N Akard St, Suite 2800
Dallas, TX 75201
Mon–Fri: 8AM–6PM CT
2029 Century Park East, Suite 1400
Los Angeles, CA 90067
Mon–Fri: 8AM–6PM PT
1075 Peachtree St NE, Suite 3500
Atlanta, GA 30309
Mon–Fri: 8AM–6PM ET
2 N Central Ave, Suite 1800
Phoenix, AZ 85004
Mon–Fri: 8AM–6PM MT
Your creditor has assigned your outstanding account to Rabinek & Associates for collection.
You receive a written validation notice. You have 30 days to dispute or request verification of the debt.
Pay in full, negotiate a settlement, or set up a payment plan that works for your financial situation.
Upon payment, your account is marked satisfied. A paid-in-full letter is issued within 10 business days.
Don't let an outstanding account affect your financial future. Our team is ready to help you find the right resolution — whether that's a full payment, a settlement, or a payment plan.